Net-Teams - Bookmark Tag personal finance

There are 35 articles associated with the tag personal finance!

#	Total Bookmarks	Article Title/Link and Description
1.	Bookmarks: 0	How to minimize your taxes on wealth Taxes on wealth or simply wealth tax is the tax levied on the value of wealth owned by a person. As the term ‘wealth’ carries with it a broader meaning, generally capital transfer taxes (which include inheritance tax and gift tax), property tax, and capital gains taxes are some times invariably referred to as wealth taxes.
2.	Bookmarks: 0	Give Credit Consolidation A Go There are a lot of ways to get out of debt and to help your credit rating. It depends on your personal situation, but you maybe able to get help to negotiate debt settlement. Credit consolidation is another great option for almost anyone. You need to remember that personal finance is your responsibility. You will have to learn all the steps it takes to repair your credit and get out of debt before you can really understand the process. You also want to make the situation ...
3.	Bookmarks: 0	Money News Made Easy If you want to keep up on the latest in the world of finance there are many more options than going out each day and vigorously scouting the information and news yourself. The major search engines each offer their own finance pages, complete with business and personal finance news, advice and contacts. You can also set up RSS feeds that deliver keyword-specific finance news straight to your email address or feed reading device each day. Lets take a look at what one of...
4.	Bookmarks: 0	Study Shows Americans Need to Get Financially Fit Most Americans lack basic understanding when it comes to their credit score and personal finance, according to the results of a survey by consumer advocacy group Consumer Action and financial services provider Capital One.
5.	Bookmarks: 10	Saving Money Is The Slow Path To Financial Freedom Getting a job and not spending all the money each month is the slowest, hardest, and least efficient way to build up a big pile of money. Saving money is a worthwhile net worth building activity, but it doesn’t offer much more than that unless your goal is only to have a little cash at the ever-increasing age of retirement. This is because wages are the most heavily taxed source of income. Income taxes (federal, state, and social security) choke off about 35% of this earn...
6.	Bookmarks: 5	The Ultimate Tax Planning Strategy Every dollar that you can rescue from taxes can be put to use to grow your wealth; here is a concept to create the most beneficial deductions.
7.	Bookmarks: 1	Higher Returns With Entrepreneurial Investing Long-term investing in the stock market can offer a passive return around 5-8% if you remain invested for 30 years; but, unfortunately, that return is before taxes and inflation. This is so low because the company founders, backers, early investors, investment bankers, etc., have removed all foreseeable profit from the company before it is ever offered to the public market. There is a spectrum of investments available to you that is dependent on how much effort you are willin...
8.	Bookmarks: 7	The Threshold between Wealth Creation & Destruction Every dollar that passes through your hands offers you the choice of creating or destroying wealth for yourself.
9.	Bookmarks: 0	Taking The Time You Need To Achieve Financial Success You have just finished a financial training course. You’ve learned to distinguish business finances from your personal expenses. From the training, you have acquired the skills to record, organize and monitor your daily spending. For all intents and purposes, you are now as ready as you’ll ever be to control and manage your finances quite successfully. Never forget though, that learning about it is different from practicing it. Everything you have learned will not matter one ...
10.	Bookmarks: 0	How A Millionaire Manages One Dollar If you don’t know how manage a million dollars, I guarantee that the money will quickly disappear if I wrote you a giant check right now. Precisely like 90% of lottery winners that go bust within five years, they didn’t have the basic discipline or the formula to handle the money that would have created a financial foundation that would last for generations. Learn how to manage a single dollar so that you can move up to the financial big-leagues on your own. Give a millio...
11.	Bookmarks: 1	Compound Interest Doesn’t Add Much To Your Wealth A financial plan for a comfortable retirement better not be based upon compounded returns.
12.	Bookmarks: 0	Should Business & Personal Finance Be Taught At School? What business & personal finance advice do you wish had been taught to you when you were at school? Isn't the purpose of education to prepare children for the real world?I believe that all children should learn basic business & personal finance skills from the age of twelve to sixteen years. Why not teach children how mortgages and pensions work. Everybody needs a place to live and if they have a long life they will need to retire one day.Schools should teach their st...
13.	Bookmarks: 0	Is an Independent Advisor Right for You? The process of managing personal finances is both time-consuming and complex. According to the 2005 Employee Benefit Research Institute's Retirement Confidence Survey, 55 percent of workers said they were behind schedule in retirement savings. With so many different companies offering a range of products and services, it's hard to know where to turn for financial advice.
14.	Bookmarks: 0	Do you have good posture? When I started saving, I wasn’t saving much.
15.	Bookmarks: 0	Personal Loans, And How Cash Flows Like Information In 2006 We take a dynamic approach to our lives, but it’s rare that this dynamism extends to our personal finances. Perhaps it’s the nature of the beast but, at least in the UK, personal finance is a topic that is off limits in conversation and pushed to the back of the closet whenever possible. It is almost a taboo.And it shouldn’t be this way. We live in a financial world, commercialism rules and free markets dominate global finance. We are a generation defined by our relations...
16.	Bookmarks: 0	The Flip-Flop Asset Allocation Method Do you put all of your money into some safe CD’s to earn interest, or buy a biotech index fund to grab the next big move in genomic cancer drugs; or something in between? The world of investment options and strategies grows every year, so I’ll provide a simple tactic to boost your returns over the course of your investing career.The flip-flop method refers to taking the income from an income-producing investment and flipping that profit into a speculative investment. Then...
17.	Bookmarks: 0	Do You Have Financial Phobia? More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?
18.	Bookmarks: 0	Refining The Golden Hour In one of the classic personal finance books, “The Richest Man In Babylon,” we are told that the way to wealth is to “pay yourself first.” That a portion of all you earn is yours to keep. Great words, and just as applicable to your life itself. In other words, out of every sixteen-hours of wakefulness in a day, one hour should be yours, and yours alone. Not your job, not your husband or wife, not your kids or your parents. One hour. Sixty minutes. Thirty-six hundred seco...
19.	Bookmarks: 0	The Road to Financial Freedom With a solid plan you can grow wealthy.
20.	Bookmarks: 0	The Retirement-Savings Vs. College-Savings Dilemma Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you’ll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids’ college?The obvious answer is to save for both. But few young parents have the earning power and lifestyle discipline to have extra money left over at the end of the month. It simply i...
21.	Bookmarks: 0	Personal Finance. Student Loans Debts Do Not Go On Your Credit Record. Every time you apply for credit, for example a credit card or a loan, the lender will request to see your credit history from a credit reference agency. The information they hold is so detailed that there's really no need for us to fill out that long application form, because within a fraction of a second they can see all they need to know from Experian, Equifax or Callcredit, the three main credit reference agencies. You would be very surprised to see just how much they know...
22.	Bookmarks: 0	Personal Finance. Credit Agencies Refused Access To Information About Student Loans These days, when you apply for a mortgage, loan or other form of credit, the lending industry will automatically scrutinise your personal credit history. In practice, you hardly need to tell them anything as within a fraction of a second, the lenders computers will lock into your credit file held by any one of the big three credit agencies; Experian, Callcredit or Equifax And you'll be amazed what they know about your finances! For many years now banks, building societies...
23.	Bookmarks: 0	Filing For Bankruptcy Bankruptcy should be seen as the last resort for people who have got themselves into too much debt. It may seem the answer to all your prayers but bankruptcy is only able to solve certain debt issues. Remember, if you have filed for bankruptcy you may find it difficult to obtain credit in the future unless your bankruptcy has been cleared, or discharged for a number of years.Bankruptcy is very good for wiping out credit card debt. Unless you have a special secured credit ...
24.	Bookmarks: 0	Do You Know About Money? In a test of basic economic principles given to 2000 Americans, both adults and teenagers, the average grade was failing. Throughout the years, it has been proven by numerous studies that when high schoolers graduate, they leave with little understanding of personal finances.
25.	Bookmarks: 0	Use Your Good Credit to Consolidate Debt & Save Money A quick and easy way to consolidate debt.
26.	Bookmarks: 0	How To Use Debt Settlement Companies For Credit Consolidation You work with a debt settlement company in order to in order to have a professional act on your behalf with your creditors to help reduce your debt balance. There are debt settlement companies who claim to be able to reduce your debt by as much as 75%. You will make your search for debt settlement companies easier once you understand what they are and what they do. If you know what to look for, your search will be easier, and you will find a good, reputable debt settlemen...
27.	Bookmarks: 0	Credit Consolidation For Debt Settlement You can deal with your personal finance with debt settlement and credit consolidation by learning how to simply search for the right company to suit your needs. To do this you need to understand how debt settlement and credit consolidation companies work.Debt settlement firms will work with your lenders to lower the balance of your debts. You may even be able to locate companies that can lower your debts by up to 75%. Understanding what these companies can help you with ...
28.	Bookmarks: 0	Different Gambling Arenas For People At Different Income Levels Everybody is trying to get more money, keep more of the money they have, and, at the very least, pile a little up for retirement. But lower income, middle income, and upper income groups have a different approach to multiply their money. Casino patrons visit in order to quickly turn a tiny amount of money into a large amount of money. People from every economic level visit casinos, for most people it is short-lived entertainment. When it comes to getting more serious about an...
29.	Bookmarks: 0	Where Do I Invest $100,000 And Up For X-Amount Of Time? Having six figures to play with means you are doing something right, so pat yourself on the back.Picking your strategy for this size of investment will involve choosing an aggressive strategy over one of steady growth; and that decision depends on how badly you would feel if you lost all of that money over night.Any of the other strategies provided on my website will be sure to give you a good return as well, so here are a couple of general tips:First, make sure y...
30.	Bookmarks: 0	Mysteries Unraveled One of the great mysteries of personal finance is: How are social security retirement benefits calculated? The computation itself is something of a mystery. It's so complex that I'm not sure who could have dreamed it up. I am sure that most in Congress don't understand it. In this article
31.	Bookmarks: 0	Monitoring Your Finances Reveals Priceless Lessons A most important element for building wealth is to measure it. The people I know that have continually increased their net worth track it in order to direct it and stay motivated to reach ever higher financial goals. Seeing the quantifiable results of your spending and investing decisions is the first step to take control of them. Contrarily, the people I know in the worst financial shape have no idea where there money is spent and are too afraid to know what their net worth ...
32.	Bookmarks: 0	Investing Without Brakes Is Hazardous To Your Portfolio Many investors do not have a contingency plan on what to do when their investments fall sharply, and can lose it all on one bad trade.
33.	Bookmarks: 0	Investing vs. Trading: Who Cares Anyway? Don't put on "long-term blinders" to avoid doing the work to increase your investments.
34.	Bookmarks: 0	Get Rich Slowly Use the power of compound interest to grow wealthy
35.	Bookmarks: 0	Can You Protect Your Portfolio from the Sales Teams? The more money you have for investing the more pressure that investment salespeople will use to part you from your money.